Targeting low income or middle income people. We all live paycheck to paycheck. It'd be nice to have an app that will forecast bills and expenses a year ahead of time, so we know how much to put away now, and not overdraft later. It should also include a money saving program. For example, you need to put away this much each paycheck to achieve your $5000 goal by 2017. Money, Quicken, Mint, and other software out there either too complicated, cost money, and/or they only have month-to-month reporting periods. This free and easy app should be able to support multiple income frequencies. Spouses don't always have the same pay frequencies.